No More Abbey Credit Cards
Posted June 19th, 2009 This week spells the end of Abbey, Bradford & Bingley, and Alliance & Leicester as we know it, as they’re all getting rebranded as their parent Bank, Santander, a lovely red hue with a coffee cup logo. Assuming you’ve not been to Spain recently, then more than likely you’ve seen it plastered all over Lewis Hamilton and his motor.
This probably doesn’t mean too much for you if you have an Abbey, Bradford & Bingley or Alliance and Leicester Credit Card, but your next credit card will carry the Santander Name and brand.
The Abbey Zero will now be called the Santander Zero, while the Abbey Credit Card will be called the Santander Credit Card, nothing too complex there. There is no change in the terms and conditions that effect your card, you’re not signing a new contract, you’re just dealing with a different brand.
Roger Lovering, Santander Cards managing director, said the firm is “delighted” by the rebrand of Abbey’s credit cards.
“Operating as part of Santander, we will be able to leverage a global brand that represents strength and financial security to customers in today’s difficult economic environment,”
The main reason for doing this relates to cost saving, despite an initial outlay of £12 million to update the branding is to save on advertising, when you get to the scale of Santander, creating bespoke advertising campaigns for individual brands can result in a significant outlay, now they can just create 1 advertising campaign globally and apply it in the different regions.
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Comparison of Top 10 Credit Card Offers
| Credit Card | Card Details | Interest Rate | Cash Advance Rate | Balance Transfer Rate | Annual fee | Interest free days | ||
|---|---|---|---|---|---|---|---|---|
 Halifax All in One Credit Card |
The Halifax All in One credit card offers a great introductory rate, and is perfect for saving you money now as well as in the future. | 15.9% APR | 27.95% p.a. (variable) | 0% for 9 months | No Annual Fee | 59 Days interest free |
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 Virgin Credit Card |
As well as a great rate, the Virgin Credit Card comes with:
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16.6% APR (variable) | 27.9% p.a. (variable) | 0% for 16 Months (2.98% fee on balance transfers) | No Annual Fee | 50 days on card purchases |
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 Capital One Classic Visa |
This card is designed for people with bad credit ratings, this is why the rate is quite high. |
Typical 34.9% APR variable | 34.9% APR | 34.9% APR | No Annual Fee | 56 days for purchases. 0 days for balance transfers and cash. |
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As well as earning Flying Club miles which you can spend on brilliant rewards like flights, upgrades, car hire and more, a Virgin Atlantic Credit Card gives you up to 46 days interest free on card purchases. |
17.9% APR typical rate | 20.9% p.a. (variable) | 0% for 6 months (2% handling fee) | No Annual Fee | Up to 46 days on card purchases only. |
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The Virgin Prepaid MasterCard from Virgin Money is a prepaid Mastercard that you can add funds to, and use these funds for normal purchases. |
N/A | N/A | N/A | N/A | N/A |
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5% cashback on purchases in your first three months (up to £4,000 of spend). Thereafter, earn 0.5% on the first £3,500, 1% on £3,501 to £10,000, and 1.5% after £10,001. |
18.9% p.a. | 27.9% p.a. | 18.9% p.a | No Annual Fee | 56 days for purchases. 0 days for balance transfers and cash. |
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Vanquis Visa Card is designed for people with no credit history or who have previously had bad debt. Representative 39.9% APR (variable) |
Representative 39.9% APR (variable) | 39.9% | N/A | No Annual Fee | Up to 56 days on card purchases only |
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The award winning prepaid card with no credit check or bank account needed. | Funds in your Account will not earn interest | Prepaid only - N/A | Prepaid only - N/A | £59.40 p.a. (£4.95/month) | Prepaid only - N/A |
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