Credit Card Charges

Pay Off Your Credit Card Debt

So you want to pay off your credit card debt? Good on you. You probably already realised that throwing away your bills into the trash bin didn’t help much. In fact, debt is like a cat who pounces on the mouse; it’s a slow dying process as interest rates drain you of your blood, your [...]

Get A Better Deal With Credit Card Finder UK

The best credit card deals are often right there in front of your nose, yet you just fail to see them. If you are an existing credit card consumer with a wish to find a better deal, then you can’t look past UK balance transfer cards. These cards are often worth their weight in gold [...]

How do I figure out which Credit Card is best for me?

The current economic climate probably has many people noticing that the Bank of England rate has dropped to 0%, but the rate for many credit cards is constantly increasing. Thankfully this is not the case across the board, for example the Bank of Scotland All in One Credit Card offers a very reasonable 15.9% [...]

Which? shows there’s no link between credit card APR and Bank Interest Rate

Have you been noticing the official Bank of England interest rate hit 0% a few months ago? Have you noticed your credit card rate is approaching 0% to? Sadly you’ll have notice the former, but the latter seems to be a beautiful lie. Interest rates should follow the trend of rate set by the Bank of England, yet Credit Card rates don’t seem to be dropping.

10 Credit Card Traps to Avoid

There are quite a few nasty things credit card companies can do to wrangle a little bit more money from you, and if they do this enough over time, it adds up. So have a look through our guide and make sure you read your statement!
1) Increasing Interest Rates
The simplest thing for banks to [...]

Credit Card Balance Transfer Risks

Credit card balance transfers involves switching credit card debts between cards to take advantage of 0% balance transfers.  This tactic allows you to save on interest payments.
The catch to this tactic is that you way not be able to carry on with credit card abalance transfers forever.  The risk is you may stop being approved [...]

Credit Card Companies Still Increasing Their Rates!

If you’re currently in possession of an card from Egg, you could be amongst the unlucky 500,000 Egg credit card holders who’ve recently received a letter telling them their APR will increase by a whopping 5%. If this is the case then you’re in the bank’s ‘high risk’ segment. This is due to [...]

Credit Card Consolidation

Credit card consolidation can be a real lifesaver if properly used. No matter how you amassed your credit card debt, you need to get it under control and credit card consolidation is a great tool to get out from under it.
One way to consolidate your credit cards is a secured loan from [...]

Bad Credit Cards

There are some bad credit cards out there but with a little care you can avoid being a victim of one. Most bad credit cards aren’t gotten by choice but because the applicant didn’t read the terms and conditions of the credit card before they completed and submitted their application.
Obviously, a high interest rate [...]

What Credit Card should I get if I have Bad Credit?

Having a bad credit rating drastically reduces your credit options; however there are a few options available to you. The major caveat is that these options can do more harm than good.
Before the credit crunch, most companies weren’t terribly fussy about who they gave credit to, giving out large amounts of credit to anyone [...]