Credit Card finder is a site dedicated to helping you find the the right credit card. We provide a completely free service and we're not owned by any financial companies, so we focus on what's best for you.
We keep a constantly updated list of the top 10 UK Credit Cards, but we also provide recommendations for credit cards for bad credit.
We also provide regularly updated and 100% free and impartial credit card advice to keep you up to date with the best tips and tricks for staying on top of your credit card debt.
The table below will make it a lot easier to figure out the right card for you, it contains the top 10 credit cards currently available in the UK.
| Credit Card | Card Details | Interest Rate | Cash Advance Rate | Balance Transfer Rate | Annual fee | Interest free days | ||
|---|---|---|---|---|---|---|---|---|
 Halifax All in One Credit Card |
The Halifax All in One credit card offers a great introductory rate, and is perfect for saving you money now as well as in the future. | 15.9% APR | 27.95% p.a. (variable) | 0% for 9 months | No Annual Fee | 59 Days interest free |
 |
|
 Virgin Credit Card |
As well as a great rate, the Virgin Credit Card comes with:
|
16.6% APR (variable) | 27.9% p.a. (variable) | 0% for 16 Months (2.98% fee on balance transfers) | No Annual Fee | 50 days on card purchases |
|
|
|
This card is designed for people with bad credit ratings, this is why the rate is quite high. |
Typical 34.9% APR variable | 34.9% APR | 34.9% APR | No Annual Fee | 56 days for purchases. 0 days for balance transfers and cash. |
|
|
|
As well as earning Flying Club miles which you can spend on brilliant rewards like flights, upgrades, car hire and more, a Virgin Atlantic Credit Card gives you up to 46 days interest free on card purchases. |
17.9% APR typical rate | 20.9% p.a. (variable) | 0% for 6 months (2% handling fee) | No Annual Fee | Up to 46 days on card purchases only. |
|
|
|
The Virgin Prepaid MasterCard from Virgin Money is a prepaid Mastercard that you can add funds to, and use these funds for normal purchases. |
N/A | N/A | N/A | N/A | N/A |
|
|
|
5% cashback on purchases in your first three months (up to £4,000 of spend). Thereafter, earn 0.5% on the first £3,500, 1% on £3,501 to £10,000, and 1.5% after £10,001. |
18.9% p.a. | 27.9% p.a. | 18.9% p.a | No Annual Fee | 56 days for purchases. 0 days for balance transfers and cash. |
|
|
|
Vanquis Visa Card is designed for people with no credit history or who have previously had bad debt. |
39.9% APR variable | 39.9% | 39.9% | No Annual Fee | Up to 56 days on card purchases only |
|
|
|
The award winning prepaid card with no credit check or bank account needed. | Funds in your Account will not earn interest | Prepaid only - N/A | Prepaid only - N/A | £59.40 p.a. (£4.95/month) | Prepaid only - N/A |
|
|
|
5% cashback on purchases in your first three months (up to £4,000 of spend). Thereafter, earn 0.5% on the first £3,500, 1% on £3,501 to £10,000, and 1.5% after £10,001. |
18.9% p.a. | 27.9% p.a | 18.9% p.a. | No Annual Fee | 56 days for purchases. 0 days for balance transfers and cash. |
|
 Read our guides to find the best card for you now. |
Compare the different credit card offers to see which one is best suited to your needs. |
 Apply straight away and usually get an instant decision from the Credit Card companies. |
The Virgin Credit Card is the most attractive card on offer at the moment, it's ideal for both saving money on balance transfers, as well as people who want to spend money now.
The Virgin Credit Card gives you instant discounts off your holidays, wine, music, DVDs, car insurance, all you need to do is to spend on this card.
- 0% interest on balance transfers for 15 Months
- 0% interest card purchases up to 6 months
- Up to 50 interest free days on purchases*
- No annual fee
- Access to an excellent rewards system, through the Virgin network
- Free purchase protection
- Free travel accident insurance
- You can run your account online 24/7, or by phone
June 30th, 2009 by 
Credit Card Finder UK When you make a purchase overseas, unscrupulous merchants may charge you in pounds sterling rather than the local currency, without consulting first. The benefit of this to the merchant is that it allows the Merchant’s bank to set the exchange rate to the local currency, which results in the card owner paying a lot [...]
Beware of ‘Hidden Currency Charges while using your credit card overseas review
Posted in Credit Card Advice, Credit Card News, Credit Cards | No Comments »
June 22nd, 2009 by Credit Card Finder UK If you’re in the market for Balance transfer Credit Cards, then this article should help you choose a credit card that’s right for you, if you want to know more, we’ve written an article about the process of credit card balance transfer.
Balance Transfer Credit Card Considerations
When choosing a card for a balance transfer, the main [...]
June 19th, 2009 by Credit Card Finder UK One out of every five British pensioners has credit card debt, according to new figures from Key Retirement Solutions.
With an average balance of £8,892 owed, many pensioners are forced to use credit cards for day-to-day expenses.
The financial downturn has significantly affected Pensioners as the low interest rates have meant that their savings based income has [...]
Posted in Credit Card Advice, Credit Card News, Credit Cards | No Comments »
June 19th, 2009 by Credit Card Finder UK This week spells the end of Abbey, Bradford & Bingley, and Alliance & Leicester as we know it, as they’re all getting rebranded as their parent Bank, Santander, a lovely red hue with a coffee cup logo. Assuming you’ve not been to Spain recently, then more than likely you’ve seen it plastered all [...]
Posted in Credit Card News, Credit Cards | No Comments »
